DFCC Bank
Private10.50%
Nominal annual rate
- Bank-published AER
- 10.50%
- Gross interest
- LKR 10,500.00
- AIT deducted
- −LKR 1,050.00
- Interest after AIT
- LKR 9,450.00
- Estimated maturity value
- LKR 109,450.00
- Published minimum
- LKR 10,000.00
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Compare sourced LKR fixed deposit rates from selected Sri Lankan banks by 3–24 month term, estimate AIT-adjusted maturity cash, then calculate any custom FD.
Official-source rate explorer
Compare standard LKR deposits with interest paid at maturity. Figures are manually transcribed from each bank's official schedule, not a live feed.
Selected banks only — not an all-bank ranking
10% AIT on interest applies from 1 Apr 2025. Declaration relief is conditional on IRD rules; no deduction is not automatically tax exemption. IRD tax guidance ↗
Nominal annual rate
Nominal annual rate
Nominal annual rate
Nominal annual rate
AER is annual effective return; this term's cash is calculated from the nominal maturity rate, not AER.
Only a sampled subset of standard maturity products is included. Special, senior, online and monthly-payout FDs are excluded; rates for other banks are not inferred. Rates may change at any time. Confirm the exact product, minimum, rate and terms with the bank before investing.
Deposit insurance: CBSL currently states a LKR 1,100,000 limit per depositor per member institution (combined eligible deposits and accrued interest), not unlimited protection. CBSL deposit insurance ↗
Estimate a fixed deposit from your own annual rate and see exactly when interest and principal are paid.
Simple maturity: interest grows only on the original principal. The principal and all interest are paid once in the last month.
Monthly compounding: each month's rounded interest stays in the deposit and itself earns interest in subsequent months. Everything is paid at maturity.
Monthly payout: rounded interest is paid each month and never reinvested. At maturity, only the original principal and the last month's interest are paid.
Uses the entered nominal annual rate and equal monthly periods (annual percentage divided by 12). Interest is rounded to the nearest LKR cent, half up. For simple interest, cumulative accrual is rounded to cents; for the other methods, each month's interest is rounded. No bank rates are retrieved.
Illustrative estimate, not guaranteed returns or a bank quotation. Daily accrual, product-specific rounding, withholding taxes, fees, early withdrawal, renewal and other bank rules are excluded. Confirm terms and actual cash payments with your bank.